To learn how to take the stress out of your finances so you can breathe again, Click Here.

In this episode, Ryan Nelson addresses the common holiday stress of trying to create a perfect Christmas, influenced by social media pressure. Ryan shares his experience of paying off $160,000 in debt over eight years while raising three kids, and how scaling back on Christmas gifts led to more meaningful family traditions and experiences. He offers practical advice and ideas for creating lasting memories without the financial burden, emphasizing that the true spirit of Christmas goes beyond material gifts. 

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