Tuomas Toivonen is the co-founder of Holvi, banking for Makers and Doers. The Finnish fin-tech start-up is designed to help micro-entrepreneurs run their business from one place; combining banking and business tools. Of the get-go in 2011, they put their customer at the heart of everything — and still today, they’re working hard to make life easier for the same customer segment and even more holistically.

Together with his 100+ team, located in Helsinki and Berlin, Tuomas is optimising the future banking for said freelancers, providing them with one simple to use (and fully digital) service. In this episode, we talk about creating a new category in a very traditional industry, facing cultural challenges while entering new markets and keeping the vision and values aligned during an acquisition!

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