Centralised investment propositions have become an increasingly common part of advice businesses, with around four fifths of all firms running some form of centralised service.

They can determine the efficiency of a firm, sometimes cause regulatory headaches and will likely be a big part of what helps bring down the cost of advice going forward. So, what does the future hold for CIPs?

The latest FTAdviser Podcast sees reporter Imogen Tew examine how the pressure advisers are exerting on the value chain through their CIPs will lead to a "reckoning" on fund management fees.

She is joined by Mark Polson, principal at the Lang Cat, Nick Eatock, chief executive of Intelliflo, and Tim Harvey, director and adviser at HR Independent Financial Services to discuss this as well as how advisers could improve the efficiency of their CIPs as well as the trials and tribulations of portfolio balancing and client disclosure.

Then Imogen chats with senior reporters Amy Austin and Rachel Mortimer about scams and the exam glitches the Chartered Insurance Institute has been suffering from.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

Hosted on Acast. See acast.com/privacy for more information.

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