Many agents and brokers may not know about regulatory issues as they relate to cyber insurance. For example, can coverage be purchased for the violation of cyber related laws and regulations? The answer is a surprising YES. Elements like the Health Insurance Portability and Accountability Act (HIPPA) or Payment Card Industry may require specific endorsements, insuring agreements, and defense against regulatory actions as well as their resulting fines and penalties. How can agents/brokers recognize and leverage available solutions in their clients’ cyber insurance programs?

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