We’re living in such a crazy time.

COVID is still rampant globally and has more or less affected most markets for better or worse. The property market has also been affected, but how much has it been really hit?

Today we’re having a chat with Martin North because we want to get a contrarian perspective. We’ll be uncovering the dark underbelly of what’s driving this property market and seeking his perspective on these crazy times we live in.

We talk about whether or not the government has run out of stimulus, what businesses have been hit by COVID, why properties actually CAN go down contrary to popular belief, and so much more.

We’ll see you in the episode!


Episode Highlights:

Has the government run out of stimulus? [01:46]

How sustainable is pumping stimulus at the lower end of the margin? [06:49]

These businesses feel the impact of COVID more than others [11:21]

Different markets behave differently [14:32]

The unit market versus the rest [16:17]

The current state of the high-rise property market [19:05]

The continuous ‘supply’ of house and land packages [23:12]

What’s with New Zealand possibly lifting their interest rates? [24:13]

Property prices CAN go down [25:49]

Some people are deceptive with how they talk about property & success [27:19]

Thoughts on the responsible lending change [32:24]

What can APRA do (and not do) about bank lending? [38:27]

Is the property market too big to fail? [42:20]

RBA: “Immigration is the cause of low price growth” [44:06]

What’s the government’s strategy around opening the borders? [46:33]

Will increasing interest rates be enough to slow down asset prices? [50:41]

Martin’s property dumbo: a story about a granny flat [55:59]


Links from the show:

Episode 123

Episode 143

Episode 178

About our Guest:

Martin North is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm that specialises in offering insight into the dynamics of the mortgage, lending, savings, payments and superannuation sectors.

Learn more about Martin’s new charity: Asbestos Awareness Australia


Connect with Us:

Looking for a Sydney Buyers Agent? www.gooddeeds.com.au

Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au

Work with Chris: [email protected] 

Send in your questions to: [email protected] 


Find this episode on our website:


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