Are you worried that you will run out of money when you stop work?

In this episode of the #mastersoffinancepodcast we delve into how to make your portfolio last longer and ride out any periods of negative returns.

We explore the idea that the sequence of the returns experienced by your portfolio has a huge impact on how long your money will last and what has been considered as the safe amount you can withdraw to try and avoid running out of money.

We have also spent many years researching and creating a strategy to limit the impacts of the risks with negative returns in the early years of retirement which we discuss along with a real world example of how this worked through the Global Financial Crisis of 2007-2009. Have a listen.

To look at the example data we used for our comparison of portfolio A & B when comparing the impacts of sequence of returns, head over to https://creativeplanning.com/blog/never-enough/ where Ryan Swarts of Creative Planning has a great blog post on the subject along with the example.

More info on the hosts Ü www.moranfp.com.au

Follow us on Facebook Ü https://www.facebook.com/moranfp/ Please read and acknowledge the following before listening to this episode. This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products and services on this podcast for entertainment & illustration purposes only. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.

 

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